More than 50 countries now run some version of a digital nomad visa, and the list keeps growing. Slovenia opened its program in late 2025. Moldova followed a few months later with one of the cheapest income thresholds in Europe. Depending on how a tracker counts remote-work permits alongside dedicated nomad visas, the total runs anywhere from the low 50s to well past 60, but “more than 50” is the number nearly every list agrees on.
The requirement almost every program shares
Visa length varies enormously. Tax treatment varies more. But strip away the country-specific detail and nearly every program asks for the same core thing: proof of steady remote income, usually somewhere between $2,500 and $5,000 a month, plus health insurance and a clean criminal record. Portugal, Spain, Croatia, Greece, Estonia and a growing list of Latin American countries specifically welcome freelancers and business owners, not just salaried remote employees on a company payroll.
That last part matters. A salaried applicant hands over an employment contract and a payslip. A freelancer has to prove the same thing with a different kind of paper trail, one built from client work rather than a single employer.
What that proof looks like, country by country
The income bar itself swings hard depending on where you are applying.
| Country | Min. monthly income | Max stay | Foreign income tax |
|---|---|---|---|
| Costa Rica | ~$3,000 | Up to 2 years | None |
| Spain | ~$2,900 | Up to 5 years | Standard rates |
| Portugal | ~$3,680 | Up to 5 years | Reduced rates for new arrivals |
| Greece | ~$3,800 | Up to 2 years | Reduced rates for new arrivals |
| Estonia | ~$4,500 | 1 year | Standard rates |
| Japan | ~$5,535 | 6 months | Standard rates |
Whatever the threshold, the consulate rarely accepts a bank balance on its own. Most ask for a track record: three to twelve months of client income, sometimes in a specific currency or format, sometimes with invoices as the primary evidence.
The tax question people get wrong
Income proof gets a freelancer through the door. Tax treatment is where things quietly go sideways after that. A handful of countries, Georgia, Costa Rica and the UAE among them, charge no local tax on foreign-earned income, which is a big part of their appeal. Most others apply a 183-day rule: spend more than half the year in the country and you can become a tax resident there, whether or not that was the plan. Portugal and Greece soften this with reduced rates for new arrivals, but the underlying rule of thumb holds everywhere. The visa governs the right to stay. The tax bill depends on residency, treaties, and where the income was earned. Sorting that out is easier when every payment already has a clean date, currency and client attached to it, not when it has to be reconstructed after the fact.
Build the paper trail before the embassy asks for it
The freelancers who sail through this part of the application are not the ones with the most savings. They are the ones who can hand over six or twelve months of dated, itemized invoices showing consistent client income and a clear paid-versus-unpaid status, in the currency and format the consulate wants, without digging through email threads or old bank exports to reconstruct it.
That paper trail is easiest to build if it already exists before the visa becomes a plan rather than an idea. A BillyPaid invoice gives every client payment a clean number, a date and a status from the moment it goes out, so the income history is already sitting there, ready to print, whenever an embassy asks for it.